Travel Protection Insurance
Travel is one of life's greatest joys... but even the most carefully planned trip can get sidetracked by unforeseen events. Whether it's lost luggage, delayed or canceled flights, or need of medical assistance, an unexpected mishap can turn your trip into a taxing experience. Our travel insurance plans are designed to protect you.
Our goal is to save you money, safeguard your journey, and make sure your stay is memorable for all of the right reasons.
HORA RENTALS offers a range of plans that include valuable trip interruption coverage, theft of baggage and personal effects, accident coverage, emergency travel and health services, and more.
TO PURCHASE COVERAGE CLICK ON TRAVEL INSURANCE
Detailed policy information can be found here https://horamgmt.rentalguardian.com/available-products.html
Coverage questions regarding COVID-19 see here https://insurestays.com/faqs-covid-19/
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Covered
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Sickness: positive for COVID-19
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Quarantined by medical professional (with documentation)
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Loss of family member or traveling companion
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NOT Covered:
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Travel restrictions due to government closure
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Fear of traveling due to COVID-19
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https://horamgmt.rentalguardian.com/
After clicking link above follow these steps to purchase your coverage:
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Select your country of origin (primary residence)
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Select destination in next drop down.
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Select "Travel Insurance" in drop down on top right of page.
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Enter all your contact information.
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Enter Destination Name as Miami Beach Florida
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Fill out remaining address fields of destination. (5225 Collins Ave, Miami Beach, FL 33140)
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In the Coverage Amount field enter the amount (all expenses) that you want covered under this policy. For example, to cover the price for your flights, vacation rental property, or other non-refundable travel expenses (which, for example sake, total $3000), then to cover these non-refundable expenses you would enter $3000 into the Coverage Amount field.
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In the Booking Number field use your last name followed immediately by the current year (i.e. Smith2020).
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Booking Date should be today's date.
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Start Date and End Date enter your travel dates.
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Click Calculate Coverage Total (blue button)
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In the Referral Partner Name and Referral Partner ID/Code fields enter "Hora Management."
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Enter your billing information and submit. You will receive a confirmation email with full coverage details. Please let us know when this is complete by sending an email to info@horarentals.com.
This Travel Protection Program is for US Residents* traveling to US-based and international locations (not subject to published travel restrictions). The Play Travel Protection Program is underwritten by Nationwide Mutual Insurance Companies and Affiliated Companies, Columbus, OH.
All references to currency are in United States dollars.
*Schedule of Benefits
BENEFITS
LIMITS PER RESERVATION
Trip Cancellation100% of Trip Cost up to $100,000
Trip Interruption100% of Trip Cost up to $100,000
Trip Delay$600 (Minimum 6 hours delay)
Baggage/Personal Effects$1,000 ($300 per article limit,
$500 combined maximum for valuables)
Baggage Delay (Outward Journey Only)$1,000 (Minimum 12 hours delay)
Accidental Death & Dismemberment$25,000
Emergency Accident and Sickness Medical Expense$25,000
Emergency Dental$500
Emergency Medical Evacuation/Repatriation of Remains$250,000
Sports Equipment Rental$1,000
Lost Skier Days$1,000
Emergency Travel Assistance with Limited ConciergeIncluded
* Up to the lesser of the Trip Cost paid or the trip Cancellation Benefit amount.
* This Program is for US Residents traveling to US-based and international locations (not subject to published travel restrictions).
* Maximum Trip Cost is $100,000.
* Maximum Length of Trip is ninety (90) days.
* The Pre-existing Condition Exclusion applies to Trip Cancellation, Trip Interruption, Trip Delay, Accident and Sickness Medical Expense: A Loss caused by or resulting from a Pre-existing Condition(s) shall be Excluded, unless: (a) the Policy is purchased within fourteen (14) days of Your initial Trip deposit; (b) the booking for the Covered Trip must be the first and only booking for this travel period and destination; and (c) You are not disabled from travel at the time You pay the premium.
This Schedule is only a partial summary of your coverage benefits and may vary by state. Your coverage benefits, including any exclusions, conditions and limitations, are described in full in the policy document, a copy of which will be emailed or mailed to you upon purchase (click "View Sample Certificate of Coverage" below to view a sample). If you do not receive a copy, or want a replacement, please call (843) 286-5144 or email your request to playtravel.nw@insurestays.com.
This Program is provided only via licensed agents or authorized referral affiliates.
Cost: 7.000% of Reservation Total
View Sample Description of Coverage
This Travel Protection Program with Optional CFAR (Cancel For Any Reason) is for US Residents* traveling to US-based and international locations (not subject to published travel restrictions). The Play Travel Protection Program is underwritten by Nationwide Mutual Insurance Companies and Affiliated Companies, Columbus, OH.
All references to currency are in United States dollars.
*Schedule of Benefits
BENEFITS
LIMITS PER RESERVATION
Trip Cancellation100% of Trip Cost up to $100,000
Trip Interruption100% of Trip Cost up to $100,000
Trip Delay$600 (Minimum 6 hours delay)
Baggage/Personal Effects$1,000 ($300 per article limit,
$500 combined maximum for valuables)
Baggage Delay (Outward Journey Only)$1,000 (Minimum 12 hours delay)
Accidental Death & Dismemberment$25,000
Emergency Accident and Sickness Medical Expense$25,000
Emergency Dental$500
Emergency Medical Evacuation/Repatriation of Remains$250,000
Sports Equipment Rental$1,000
Lost Skier Days$1,000
**Optional CFAR
Emergency Travel Assistance with Limited Concierge60% reimbursement
Included
* Up to the lesser of the Trip Cost paid or the trip Cancellation Benefit amount.
* This Program is for US Residents traveling to US-based and international locations (not subject to published travel restrictions).
* Maximum Trip Cost is $100,000.
* Maximum Length of Trip is ninety (90) days.
* The Pre-existing Condition Exclusion applies to Trip Cancellation, Trip Interruption, Trip Delay, Accident and Sickness Medical Expense: A Loss caused by or resulting from a Pre-existing Condition(s) shall be Excluded, unless: (a) the Policy is purchased within fourteen (14) days of Your initial Trip deposit; (b) the booking for the Covered Trip must be the first and only booking for this travel period and destination; and (c) You are not disabled from travel at the time You pay the premium.
** Optional CFAR Benefit is NOT available to residents of New York, New Hampshire, or Washington.
** This extra coverage is optional and must be shown on your Confirmation of Benefits/Coverage Verification. If You are prevented from taking the Covered Trip for any reason not otherwise covered by this Policy, We will reimburse You or Your designated representative for 60% of the prepaid, forfeited, non-refundable Payments or
Deposits paid to the Travel Supplier for the Covered Trip arrangement(s) provided the following conditions are met: (a) This coverage was purchased within fourteen (14) days of the date the initial Payment or Deposit is paid and insures the cost of any subsequent arrangement(s) added to the same Covered Trip within fourteen (14) days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and (b) This insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and (c) You or Your designated representative cancels the Covered Trip no less than two (2) days prior to the Scheduled Departure Date.
This Schedule is only a partial summary of your coverage benefits and may vary by state. Your coverage benefits, including any exclusions, conditions and limitations, are described in full in the policy document, a copy of which will be emailed or mailed to you upon purchase (click "View Sample Certificate of Coverage" below to view a sample). If you do not receive a copy, or want a replacement, please call (843) 286-5144 or email your request to playtravel.nw@insurestays.com.
This Program is provided only via licensed agents or authorized referral affiliates.
Cost: 10.800% of Reservation Total
View Sample Description of Coverage
This Travel Protection Program is for Non-US Origin trips traveling to US-based and international locations (not subject to published travel restrictions). The Program provides trip cancellation and curtailment, emergency medical evacuation, emergency and accidental medical treatment, ATMSafe, Loss of Passport, Missed Departure, and other benefits.
All references to currency are in United States dollars.
Schedule of Benefits (Partial) - Per Policy Period
BENEFITSLIMITS
Trip Cancellation100% of Trip Cost up to $25,000 ($100 Deductible)
Trip Curtailment100% of Trip Cost up to $25,000
Travel Delay$1,000 ($100 per day maximum)
Baggage Delay$700 ($100 per day maximum)
Medical Expense$25,000 for 100% of Usual, Customary & Reasonable Expenses
Emergency Medical Evacuation$250,000 for 100% of Usual, Customary & Reasonable Expenses
24 Hour Accidental Death & Dismemberment$100,000
* This Program NOT available to residents of, or trips originating from, the United States: please select an alternative Program.
* Maximum Trip Cost is $25,000. Maximum Length of Trip is Ninety (90) days.
* All Medical-related benefits are NOT applicable or available in your country of residence or trip origination.
* Restricted Countries: www.PAC7.com/Travel-Restrictions
This Schedule is only a partial summary of your insurance benefits. Your insurance benefits, including any exclusions, conditions and limitations, are described in full in the policy issued, a copy of which will be emailed or mailed to you upon purchase (click "View Sample Description of Coverage" below to view a sample). If you do not receive a copy, or want a replacement, please call (888) 885-5550 or email your request to Support@RentalGuardian.com.
Travel Insurance benefits underwritten by GBG Insurance Limited.This Program is provided only via licensed agents or authorized referral affiliates.
Version: July 1, 2016
GHTP Claims Questions - USA/Canada, (866) 914.5333
Cost: 7.000% of Reservation Total
View Sample Description of Coverage
Berkshire Hathaway 'Cancel For Any Reason' (CFAR) Travel Protection reimburses 100% of traveler's non-refundable trip costs for losses due to unforeseen covered reasons. In addition, it reimburses 50% of non-refundable trip costs if trip is cancelled for any reason not listed in the policy. This Travel Protection Program is for US Residents* traveling to US-based and international locations (not subject to published travel restrictions). The Berkshire Hathaway Cancel For Any Reason Travel Protection Program is underwritten by Berkshire Hathaway Specialty Insurance Company.
All references to currency are in United States dollars.
Schedule of Benefits
BENEFITSLIMITS
Trip Cancellation100% of Trip Cost up to $100,000
Trip Cancellation for Any Reason50% of trip Cost up to $100,000* when Covered Trip cancelled no less than 48 hours prior to the Scheduled Departure Date
Trip Interruption150% of Trip Cost up to $150,000
Travel Delay$750 (Maximum $150 per day, Minimum 5 hours delay)
Missed Connection$250 (Minimum 3 hours delay)
Baggage & Personal Effects$1,000
Baggage Delay$300 (Minimum 12 hours delay)
Accidental Death & Dismemberment$10,000
Accident Sickness Medical Expense$25,000**
Emergency Medical Evacuation$500,000**
* This Program is for US Residents traveling to US-based and international locations (not subject to published travel restrictions). Restricted Countries: http://insurestays.com/travel-restrictions/
* This Program is NOT available to residents of New York, Pennsylvania, Washington, or US Territories: please select an alternative Program.
* Maximum Trip Cost is $100,000.
* Maximum Length of Trip is ninety (90) days.
* Extra Coverage, when the insurance plan is purchased within 15 days of Initial Trip Payment: (1) Pre-Existing Condition Exclusion Waiver, (2) Trip Cancellation / Interruption due to Financial Default, (3) $250 additional Missed Connection, (4) $50,000 Accidental
Cost: 10.800% of Reservation Total
View Sample Description of Coverage
This Travel Protection Program is for US Residents* traveling to US-based and international locations (not subject to published travel restrictions). The Vacation Protection Plan is provided by Berkshire Hathaway Travel Protection, and is underwritten by Berkshire Hathaway Specialty Insurance Company.
All references to currency are in United States dollars.
Schedule of Benefits
BENEFITSLIMITS
Trip Cancellation100% of Trip Cost up to $100,000
Trip Interruption150% of Trip Cost up to $150,000
Travel Delay$750 (Maximum $150 per day, Minimum 5 hours delay)
Missed Connection$250 (Minimum 3 hours delay)
Baggage & Personal Effects$1,000
Baggage Delay$300 (Minimum 12 hours delay)
Accidental Death & Dismemberment$10,000
Accident Sickness Medical Expense$25,000**
Emergency Medical Evacuation$500,000**
* This Program is for US Residents traveling to US-based and international locations (not subject to published travel restrictions). Restricted Countries: http://insurestays.com/travel-restrictions/
* This Program is NOT available to residents of New York, Pennsylvania, Washington, or US Territories: please select an alternative Program.
* Maximum Trip Cost is $100,000.
* Maximum Length of Trip is ninety (90) days.
* Extra Coverage, when the insurance plan is purchased within 15 days of Initial Trip Payment: (1) Pre-Existing Condition Exclusion Waiver, (2) Trip Cancellation / Interruption due to Financial Default, (3) $250 additional Missed Connection, (4) $50,000 Accidental Death & Dismemberment (Common Carrier Air Only), and (5) Medical Expense (Primary).
** Trip must be overnight and Destination must be at least 100 miles from the Insured’s Primary Residence.
For Claims questions: 1 (855) 487-1745 (5am-11pm CST 7 days a week)
Cost: 7.000% of Reservation Total
View Sample Description of Coverage
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